Ten Best Ways to Avoid Debt Collectors

Debt collectors have a lot of resources at their disposal when it comes to tracking you down.  Whether they do it themselves or hire a professional to search for you, there is an assortment of reliable records they can use to find you.  These are records containing personal information that are maintained in public or commercial files.  Most can be accessed free of charge by skilled investigators.

For those who know how to access them, the information contained in these records creates a trail it is easy to follow.  Motor vehicle records, utilities records, real estate records, employment records, credit reports and court records (including marriages and divorces) are some examples of the type of files debt collectors may use to find you. 

Any time you apply for a credit card, have utilities or the internet turned on, rent an apartment or register a vehicle, odds are you’ll provide your address, telephone number, employment information and possibly your social security number.  This information is entered into a database and maintained on file for at least several years, if not indefinitely.  Remaining out of reach of debt collectors means being aware of what information these records contain and managing the records that are kept on you.